Effective Emergency Planning for HOA Communities

Nothing is more essential to managing risk than a plan for property emergencies. Time is of the essence. Water soaks in, wicks up walls, flows into electrical outlets and the cleanup grows more expensive. A clean water spill (water from a sink, bathtub or shower) can be dried easily, but if not handled correctly 24-36 hours later mold can begin to grow on porous materials.


  By Sharon Glenn Pratt, Esq.  | January 2021                                      Expensive problems can […]

Insuring for Disasters: HOA Budgeting and Planning

The recent hurricanes in Texas and Florida have many of us thinking about what we would do in a catastrophe. For association boards, insurance is the front line of disaster […]

Don’t Make These Two D&O Insurance Mistakes

If you live in an HOA or serve on the board, Directors & Officers (D&O) insurance (D&O) provides essential protection. But shoddy coverage or a late claim can jeopardize your […]

Cost of Earthquake Insurance for HOAs in California

Earthquake risk keeps growing in California, making earthquake insurance a viable option for HOAs and condominium owners. Learn about the costs of insurance premiums, deductibles, and the types of homeowner […]

7 Common Mistakes in Approving HOA Contracts

Reviewing and accepting contracts is a regular and important requirement for homeowner associations  boards. However I see many boards that make mistakes in awarding contracts for work on association complexes. […]

3 Questions to Ask Before Buying Homeowners Insurance

For many people, their home is their greatest asset, yet studies show that 59% of today’s homes are underinsured. Homeowners should update their insurance regularly to include improvements, major purchases […]

The History of an HO-6 Policy

Published in the ECHO Journal, July 2008 George’s Great Adventure “What a wonderful day” thought George. He and his wife were finally getting out of the renting market and could […]

HOA Insurance: Understanding Essential Types of Coverage

Making sure your HOA has proper insurance coverage is necessary to protecting the value of the property and the security of the homeowners. Find out the various types of coverage […]

Insuring for the Future

Published in the ECHO Journal, July 2011 ECHO’s Annual Seminar and Trade Show is an event all vendors look forward to each year. Meeting new people and having the opportunity […]