Reserve Projects – Now or Later?

Published in the ECHO Journal, October 2009 To spend now or not to spend now is the question for financially sound homeowners associations contemplating their spending plans for reserve projects. […]

2009 Community Association Financial Health

Published in the ECHO Journal, October 2010 A Silver Lining In The Midst Of Economic Turmoil Introduction Community associations are not immune from the current economic crisis. When people lose […]

Mandatory or Voluntary Reserve Funding?

Published in the ECHO Journal, September 2010 Hawaii made it Mandatory—Sort of: Is it California’s Turn? The prognosis, issued almost seven years ago, that association reserve accounts would fail to keep […]

Planning and Paying for Major Reconstruction in Your HOA

Homeowner associations are tasked with maintaining the property of the community, and this often entails extensive reconstruction with hefty price tags. Learn how to manage your HOAs money to determine […]

Reserve Funding During Economic Downturn

Published in the ECHO Journal, May 2011 A housing tract, set amid tree lined streets in suburban Sacramento, faces huge financial problems: About 50 percent of its homeowners are not […]

Six Ways to Minimize Your Reserve Contributions

Published in the ECHO Journal, August 2011 Why put more money into your Reserve Fund than necessary? I can’t think of a good reason! You don’t want to make reserve […]

Disaster! No Reserves. No Insurance.

What’s Left if a Natural Disaster Destroys a Community Association? We have seen horrific earthquake disasters in New Zealand and Japan. There have been devastating floods along the Mississippi River […]

Borrowing From Reserves: How Healthy Is It?

The Truth Behind Borrowing from Reserves Complaints are all too common in California about boards that borrow from or use reserve funds for expenditures other than repair or maintenance of […]

Overcoming Resistance to Funding Reserves

The Problem of Underfunding One of the most famous books of the last century is Dale Carnegie’s “How to Win Friends and Influence People.” Published in 1937, it has sold […]

Know Your Community’s Financial Position

While it is always important to know where your community stands financially, it is especially important to understand the community’s financial condition in today’s economy. There are several recommendations and […]