LaBarre/Oksnee Insurance

Why LaBarre/Oksnee Insurance?   With visionary thinking and our cutting-edge customer approach, LaBarre/Oksnee leverages more than 35 years of extensive expertise to maximize benefits for our clients.   LaBarre/Oksnee is […]

NEXTIER Insurance Services

NEXTIER Insurance Services is built on a foundation of trust, expertise, and personalized service. We believe in the power of education and integrity, ensuring that you not only understand your […]

Spina Insurance Agency

We are a family owned and operated brokerage that has been specializing in commons interest developments for over 30 years. We have worked with hundreds of associations and come equipped […]

Socher Insurance Agency, Inc.

Our agency has served the Common Interest Community for three decades. We are members of CAI, CACM, and ECHO. We write the following types of Risks: Condominium Complexes * Single […]

Motus Earthquake Services

Earthquake Insurance for  Residential Associations Assessment Coverage • Elective • Custom-Built   The Motus Program brings all the benefits of a traditional master policy without the burden they place on […]

Kevin Davis Insurance Services

Nationwide leader and expert in Community Association Insurance products including Directors and Officers Liability, Crime, Umbrella, and more. We insure everything from condo associations to homeowner associations, co-ops, planned unit […]

Kelly E. Lux Insurance Agency, Inc.

State Farm Insurance Representative State Farm Insurance Companies- Team Kelly Lux Specializing in Homeowners Associations, Specialty Products D&O, Fidelity Bonds, EPLI and Commercial Umbrella policies. Our Team has over 123 […]

George Petersen Insurance Agency

At George Petersen Insurance Agency we understand the complexities of common interest developments. We offer a unique approach to our clients by reviewing every association’s CC&Rs, identify potential exposures and […]

Daniel W. Davis Insurance Solutions LLC

Dan, You Rock!!! Thanks so much for your amazing work getting us the best possible deal. – Marie H. President, San Luis Estates HOA, Mountain View, CA.   Judge Us […]

The Kevin Boland Insurance Company

Kevin Boland, CIC, has owned and managed a local Farmer’s Insurance Agency in Novato, CA for the past 15 years. Kevin has a team of 5 professionals working in his […]

DAVIS-STIRLING ACT | ANNUAL DISCLOSURE LIST

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Effective Emergency Planning for HOA Communities

Nothing is more essential to managing risk than a plan for property emergencies. Time is of the essence. Water soaks in, wicks up walls, flows into electrical outlets and the cleanup grows more expensive. A clean water spill (water from a sink, bathtub or shower) can be dried easily, but if not handled correctly 24-36 hours later mold can begin to grow on porous materials.

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WHAT IS YOUR HOA’S RISK TEMPERATURE

  By Sharon Glenn Pratt, Esq.  | January 2021                                      Expensive problems can […]

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Insuring for Disasters: HOA Budgeting and Planning

The recent hurricanes in Texas and Florida have many of us thinking about what we would do in a catastrophe. For association boards, insurance is the front line of disaster […]

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Unforeseen Conditions and Hidden Costs of Construction Projects

Developing a Projected Cost Budget It is not surprising to know that in the initial phases of every proposed construction project, it is the first task of the Construction Manager […]

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How Can HOAs Use Reserve or Settlement Funds?

Boards in need of cash may want to use cash in the reserve accounts or from legal settlements, but there are important restrictions.

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HOAs and Defibrillators: the Pros and Cons

Should homeowner associations maintain defibrillators (or “AEDs”)? These life-saving devices can also be a source of major liability. Proceed with caution.

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10 Tips for New HOA Board Members

New to the HOA board or welcoming new board members? Here are 10 tips to help new board members get up to speed quickly and work effectively.

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Can the HOA Trespass to Correct Violations?

Your HOA board wants to go onto a property to correct a covenant violation. Can you? Even if you have legal authorization, should you? There are a number of risks […]

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How to Use Your HOA’s Political Power

Your HOA has political power: people who unite around a common cause can change local policies. And your neighbors can help you make big changes.

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The Special Assessment

“Special Assessment” is a dirty word in most HOAs. While boards and managers may view a special assessment as a tool to achieve the funding needs of the homeowners association, […]

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6 Common HOA Nuisances and How to Handle Them

Smoking, noisy floors, rambunxious children, and barking dogs are often the subject of HOA nuisance complaints. When do these issues qualify as a nuisance and when is the board obligated […]

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